SmartPay

SmartPay has established itself as the market leader in Pay-as-You-Go (PayGo) workers’ compensation solutions, delivering seamless, tech-driven services to providers, agents, payroll companies, and policyholders nationwide. With a network that includes over 75 insurance providers, 3,000+ agents, 350+ payroll providers, and more than 30,000 active policyholders, SmartPay brings unmatched scale, reliability, and efficiency to the industry. Our platform simplifies premium billing and collection through automated PayGo workflows, eliminating the need for estimated payments and reducing audit surprises. By aligning premiums with real-time payroll data, SmartPay ensures greater accuracy, better cash flow management, and a smoother experience for employers and carriers alike. SmartPay stands out with its best-in-class technology, offering a secure, cloud-based infrastructure that integrates with a wide range of payroll systems. Our system supports both standard and custom workflows, enabling seamless collaboration across insurers, agents, and policyholders. This flexibility makes it easy to adapt to each partner’s unique needs. But it’s not just about technology — we pride ourselves on offering hands-on, responsive support. Our dedicated client success team works closely with all stakeholders to ensure a smooth onboarding process and continued satisfaction throughout the lifecycle of each policy. We also serve self-insured groups and premium finance companies, extending our PayGo capabilities beyond traditional insurance models. Our comprehensive understanding of workers’ comp, combined with a commitment to innovation and partnership, has made SmartPay the trusted choice for businesses looking to simplify their premium management and improve efficiency. Whether you're an insurer seeking to streamline operations, a payroll provider looking for seamless integration, or a business wanting to gain more control over workers’ comp costs, SmartPay is your ideal PayGo partner.