Xero
★★★★★ 4.6 · 64 Reviews
What is Xero?
At Xero, we build cloud-based accounting software that helps small businesses, accountants, and bookkeepers run their finances with clarity and confidence. Since our founding in 2006, we've grown into a global platform used by millions of subscribers, and we're proud to serve a thriving community of US small businesses and accounting professionals. Our software handles the essentials you'd expect, including invoicing, bank reconciliation, expense and bill management, payroll integration, and real-time financial reporting, all accessible from your browser or our mobile apps. We connect directly to US banks and credit card providers through automatic feeds, support 1099 contractor tracking, and partner with sales tax tools like Avalara to help you stay compliant across states.
We offer tiered monthly subscription plans designed to scale with your business, and unlike some of our competitors, we don't charge per user, so you can invite your whole team and your accountant without worrying about added costs. Our open API and app marketplace give you access to more than a thousand integrations, including Stripe, Square, Gusto, Shopify, HubSpot, and many others, so you can build the tech stack that suits how you actually work. Whether you're a freelancer sending your first invoice, a growing startup managing cash flow, or an accounting firm supporting dozens of clients, we're here to make the numbers side of running a business simpler, faster, and a lot less stressful.
Xero Key Features
- Fast bank reconciliation
- Unlimited users, for free
- Smart reports
- Go mobile
- Easy invoicing
- Pay bills
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Xero Reviews (64)
- ★★★★★40
- ★★★★★22
- ★★★★★1
- ★★★★★0
- ★★★★★1
Review Summary
Generated using AI from real user reviews
Xero is widely praised as an easy-to-use cloud accounting solution that has significantly improved workflows for small business owners and accountants. Users consistently highlight the intuitive interface, time savings from automation and bank feeds, and the ability to collaborate in real-time without per-user fees. The mobile app, customizable reporting, and third-party integrations (Stripe, PayPal, Gusto, HubSpot) are frequently cited as standout features that streamline invoicing, expense tracking, and financial visibility. Customer support is repeatedly praised as responsive and helpful. A small number of reviews mention minor limitations, such as light inventory features for product-based businesses and the learning curve when transitioning from other software, though these constraints do not significantly detract from overall satisfaction.
★★★★★
Wednesday, April 22, 2026
“Switched over to Xero about two years ago from QuickBooks…”
Switched over to Xero about two years ago from QuickBooks Desktop and honestly wish we'd done it sooner. Running a small marketing agency with a team of eight, the fact that everyone (including our external accountant) can be in the books at the same time without extra per-user fees has been a game-changer for how we work. The bank feeds are reliable, reconciliation is genuinely quick once you set up the rules, and the reporting gives me the visibility I need to make decisions without having to ping our bookkeeper every time I want to see where we stand.
The integrations are where Xero really earns its keep for us. We've got it connected to Stripe for client payments, Gusto for payroll, HubSpot for our CRM side, and a few project management tools, and everything just talks to each other the way it should. Customer support has been solid the handful of times we've needed it, and the mobile app is actually usable rather than a stripped-down afterthought. Not perfect, inventory is a bit light if you're selling physical products, but for a service business like ours it's been exactly what we needed. Would recommend to any small business owner who's tired of fighting with clunky desktop software.
★★★★★
Monday, February 3, 2025
“Xero is an ideal solution for small business owners looking…”
Xero is an ideal solution for small business owners looking to streamline their accounting procedures. The program is cloud-based, so I can access it from anywhere, and the interface with third-party apps such as Stripe and PayPal has made it simple to receive payments rapidly. The support crew is also exceptional and always willing to assist.
★★★★★
Monday, February 13, 2023
“I highly recommend Xero to any small business owner looking…”
I highly recommend Xero to any small business owner looking for an easy-to-use accounting software. The software has all the features you need to manage your finances effectively, and the customizable reports and real-time bank feeds give you a clear view of your finances. The mobile app is also a great feature for managing your finances on the go.
★★★★★
Monday, February 13, 2023
“Xero has made accounting so much easier for me. The…”
Xero has made accounting so much easier for me. The software is intuitive and user-friendly, and the mobile app is a game-changer for managing my finances on the go. The customizable reports and real-time bank feeds give me a clear view of my business finances, and the support team is always available to help.
★★★★★
Saturday, February 11, 2023
“Xero is an excellent choice for small business owners who…”
Xero is an excellent choice for small business owners who want to simplify their accounting processes. The software is cloud-based, so I can access it from anywhere, and the integration with third-party apps like Stripe and PayPal has made it easy to get paid quickly. The support team is also top-notch and always available to help.
★★★★★
Wednesday, February 8, 2023
“Xero has exceeded my expectations in every way. The software…”
Xero has exceeded my expectations in every way. The software is user-friendly and easy to navigate, and the automation features have saved me so much time. The mobile app is also a great feature, and the ability to customize reports has made it easy to keep track of my finances.
★★★★★
Monday, February 6, 2023
“I'm not a finance expert, but Xero has made accounting…”
I'm not a finance expert, but Xero has made accounting simple and accessible for anyone. The software is easy to use and has all the features I need to manage my business finances effectively. The real-time reporting and analytics have been especially helpful for making informed business decisions.
★★★★★
Monday, January 30, 2023
“I feel like The company valuate the others and theyre…”
I feel like The company valuate the others and theyre really good taking care of the people that work there
★★★★★
Monday, January 30, 2023
“Xero has been a great investment for my small business.…”
Xero has been a great investment for my small business. The software has saved me so much time on tasks like invoicing and expense tracking, and the customizable reports make it easy to keep track of my finances. The integration with third-party apps like PayPal and Stripe has also been a huge help.
★★★★★
Sunday, January 15, 2023
“I've tried a few different accounting software options, but Xero…”
I've tried a few different accounting software options, but Xero is by far the best. The software is easy to use and has all the features I need to manage my business finances, including real-time bank feeds and invoicing. I also appreciate the ability to integrate with other business tools.
